2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Hero Image
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2GFV+6WH
Panama | Panama City

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Hernán Matute
Hernán Matute
Presented At
$1,650,000
Bedrooms
4
Bathrooms
5
Living
4,285
SQFT
Stories 1
Air Conditioning
Elevator
Washer Dryer
Indoor Pool
Kitchen island
Laundry Room
Walk In Closet
Gas Stovetop
Terrace
Garage
Parking
Garden
Tennis Court
Pool
Playground
Golf View
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 1
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 2
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 3
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 4
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 5
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 6
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 7
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 8
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 9
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 10
2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. - Photo 11
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2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama. , Panama , Panama City

Ground-Floor Luxury Residence with Private Pool in Santa María Golf, Panama

Experience refined living in this exclusive ground-floor residence in Santa María Golf & Country Club, Panama’s premier luxury community. This rare gem offers the privacy and space of a house with the security and convenience of apartment living—all surrounded by lush gardens, multiple terraces, and a stunning private pool. The interior features 4 generously sized bedrooms, each with its own en-suite bathroom, a grand walk-in closet in the primary suite, a cozy family room, den, and a modern kitchen with a central island—perfect for entertaining. A private elevator provides direct access to the parking level, along with a private storage unit. Residents enjoy world-class, resort-style amenities: padel, tennis, soccer and basketball courts, lap pool, jacuzzis, lagoon-style pools, BBQ areas, walking trails, and direct access to a championship golf course. An exceptional opportunity for those seeking elegance, privacy, and an active lifestyle in one of Panama City’s most prestigious communities. Español: Apartamento Tipo Casa con Piscina Privada en Santa María Golf, Panamá Vive el lujo y la comodidad de una residencia única en planta baja dentro de Santa María Golf & Country Club, una de las comunidades más exclusivas de Panamá. Esta propiedad combina lo mejor de un apartamento con el estilo de vida de una casa privada, completamente rodeada de jardines, terrazas y una espectacular piscina privada. La distribución interior ofrece 4 amplias recámaras, cada una con baño en suite, un majestuoso walk-in closet en la recámara principal, sala familiar, den y una cocina moderna con isla central perfecta para el entretenimiento. Además, cuenta con elevador interno de acceso directo al estacionamiento y depósito privado. Ubicada dentro de un conjunto con amenidades estilo resort: canchas de pádel, tenis, fútbol y baloncesto, piscina de carriles, jacuzzis, piscinas tipo laguna, áreas de BBQ, caminerías y acceso inmediato al campo de golf de clase mundial. Una oportunidad excepcional para quienes buscan privacidad, espacio, y una vida activa y sofisticada en una de las mejores zonas de Panamá.

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2GFV+6WH
Panama | Panama City

3D Street View Tour

Map showing 2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama.

Property Location

2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama., Panama Panama City

Local Weather & Climate

Panama, Panama City

Current Conditions Updated recently
81 °F
Few clouds
Feels Like 86°F
Humidity 78%
Wind 10 mph
Visibility 6.2 mi
Sunrise 11:38 AM
Sunset 11:21 PM
5-Day Forecast
Sun 25 Jan
Clouds
High 88°
Low 81°
Mon 26 Jan
Clouds
High 86°
Low 73°
Tue 27 Jan
Clouds
High 88°
Low 75°
Wed 28 Jan
Clouds
High 86°
Low 73°
Thu 29 Jan
Clouds
High 89°
Low 73°
Annual Climate Based on last 12 months
76° Avg Low
Dec
88° Avg High
Mar
334 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
90.1" Annual Rainfall
Wet climate
Monthly Temperatures
Jan
88°
75°
Feb
88°
75°
Mar
91°
75°
Apr
91°
76°
May
90°
77°
Jun
87°
76°
Jul
88°
77°
Aug
89°
77°
Sep
87°
77°
Oct
84°
75°
Nov
84°
75°
Dec
86°
74°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Panama?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Panama. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $165,000,000 20% down ($33,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$14,178
$14,178/day
Your home may appreciate while you sleep
$99,522/week $431,260/mo $5,175,120/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$90.8M
vs
OWN 📈 +$128.8M
$128.8M Potential Equity
vs $90.8M lost to rent over 10 years
$33.0M Down Payment Growth
3.9x
10yr
$128.8M
8.1x
20yr
$266.6M
12.6x
30yr
$416.7M
Wealth Comparison
×992
Equivalent to 992 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $416.7M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $194.3M +18%
Market $224.7M +36%
Optimistic $259.3M +57%
$128.8M est. equity
20 Years
Conservative $228.8M +39%
Market $306.0M +85%
Optimistic $407.5M +147%
$266.6M est. equity
30 Years
Conservative $269.5M +63%
Market $416.7M +153%
Optimistic $640.4M +288%
$416.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at 2GFV+6WH, Panama City, Panamá Province, Panama, Panama City, Panama, Panama features 4 bedrooms with 4,285 square feet of living space.
This property offers 4,285 square feet of living space.
This property is listed at $165,000,000, which equals $38506 per square foot.
Based on current market indicators, Panama shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Panama features a pleasant climate. Average temperatures range from 76°F in winter to 88°F in summer. The area receives approximately 90.1 inches of precipitation annually. There are about 334 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Panama tends to be warmest in Mar and coldest in Dec. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a apartment located in Panama, Panama City. The property is situated in an established neighborhood with convenient access to local amenities and services.
Hernán Matute

Hernán Matute

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